Rules to live by for your 20s.
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Firstly, I wanted to make this post because I turn 20 today. I have been getting a lot of advice from people who were in their 20s. Even though, today is supposed to be positive, I wanted to make it so people can know what to do. Jumping through this new world will be a crazy one. Battling hardships like a dragon slayer and chasing the gold at the end of the rainbow. Meanwhile, I see others who look like there far ahead of me in this game called life.
Frankly, it’s OK if they’re are. Everyone are at different stages in life. So, lets get to it.
Important Rules To Know
Rule 1# : Take risks- Taking risks and stepping out of your comfort zone will be a major role in your life. Date new people, try new tasks, date new people, find a new hobby, etc. Do the things you’re afraid to do now. Then, after trying it out, you may like it. Life is too short to dwell on what you could’ve done.
Rule 2#: Track Expenses- Tracking expenses is a big part of your money and how you handle it. So, I would suggest tracking it in an excel sheet or some sort of app. You should track what your subscriptions are on, fees, rent, and anything you spend money on. That way you know where you money is going to each and every month. It doesn’t hurt to be on top of your money.
Rule 3#: Next, make a retirement account. Then, open a 401k IRA or Roth IRA so you can put your money in there from your job and it can add up overtime. Meanwhile, some of your friends haven’t though of making one. The reason for this is compound interest. Let’s say you make $500+ each month and want to increase it. You can put the money in the stock market or you can put some of the money in the Roth IRA so it can grow overtime. Even though, it may take 10-20 years for it to grow, you’ll be happy you did it.
Rule 4#: Pay attention to your credit. Also, pay your bills off every month. This will play a huge role in your credit score and the things you purchase. It’s the little things that can hurt it and you will never know until its too late. Get an app like Credit Karma or find a credit scoring system for things like this.
Rule 5#: Have fun- There may be people who think you need to be serious all the time but you need to have fun and enjoy life. There are times to be serious and fully-focused but remember you experience life everyday. Also, you only live once. Enjoy each and every moment while you’re there and live in the moment.
Rules to live by for your 20s.
